Michael J. Schussele, C.P.A.

M.A., Registered Investment Advisor, Fee-Only

My professional publications and blogs at The Pursuit of Financial Happiness ™ have been recognized, linked, and republished by Economist's View, naked capitalism,
Credit Writedowns, and Advisor Perspectives, among others, as well as academically cited.
I do my own macroeconomic and financial research and I do not portray third party information as my own.

Under Illinois Law ((215 ILCS 5/500-15)) it is a Class 4 Felony to give insurance advice/analysis without an insurance license whether one sells or not. An Investment Advisor Representative, whether fee-only or not, has a direct fiduciary duty to provide such an analysis and/or advice in retirement, financial, and estate planning and such advice is not incidental. Beware if any “fee-only” advisor tells you otherwise. You should report them to the Illinois Department of Insurance, the appropriate State's Attorney, and the Illinois Attorney General.

Privacy Policy

 

We are highly sensitive to the privacy interests of clients and believe that the protection of those interests is one of our most significant responsibilities. In acknowledgment of these obligations, we have adopted the following Privacy Policy applicable to information about clients that we acquire in the course of our business:

1. Acquisition of Information. We do not acquire any more information about clients than is required by law or is otherwise legally necessary to provide a high level of service efficiently and securely.

2. Our Employees and Privacy. We train all of our employees about the importance of privacy. We give access to information about clients only to those employees who require it to perform their jobs.

3. Security Measures. We make access to privacy-sensitive information subject to rigorous procedural and technological controls, consistent with legal requirements and the demands of customer service.

4. Disclosure to Third Parties. We will provide individually-identifiable information about clients to third parties only if we are compelled to do so by order of a duly-empowered governmental authority, we have the express permission of the client, or it is necessary to process transactions and provide our services. No information will be sold, and no information will be shared except as required by law.

5. Privacy and Our Business Partners. When we make our technology or services available to business partners, we will not share with them any more client information than is legally necessary, and we will make every reasonable effort to assure, by contract or otherwise, that they use our technology and services in a manner that is consistent with this Privacy Policy.

If you have questions about this privacy policy, please send an email to webmaster@mjscpaplan.com.

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