Michael J. Schussele, C.P.A. The Pursuit of Financial Happiness ®
M.A., Registered Investment Advisor, Fiduciary, Fee-Only
My professional publications and blogs at The Pursuit of Financial Happiness ™ have been recognized, linked, and republished by
Economist's View,
naked capitalism,
Credit Writedowns, and
Advisor Perspectives,
among others, as well as
academically cited.
I do my own macroeconomic and financial research and I do not portray third party information as my own.
Under Illinois Law ((215 ILCS 5/500-15)) it is a Class 4 Felony to give insurance advice/analysis without an insurance license whether one sells or not. An Investment Advisor Representative, whether fee-only or not, has a direct fiduciary duty to provide such an analysis and/or advice in retirement, financial, and estate planning and such advice is not incidental. Beware if any fiduciary and/or fee-only advisor tells you otherwise. You should report them to the Illinois Department of Insurance, the appropriate State's Attorney, and the Illinois Attorney General.